Crisis Resources
There are many resources that are available during this time here are a few we have gathered
(with a lot help from the Harford County Chamber of Commerce)
3.24.2020
- Maryland Small Business COVID-19 Emergency Relief Loan Fund - This $75 million loan fund offers no interest or principal payments due for the first 12 months, then converts to a 36-month term loan of principal and interest payments, with an interest rate at 2% per annum.
- Maryland Small Business COVID-19 Emergency Relief Grant Fund - This $50 million grant program offers grant amounts up to $10,000, not to exceed 3 months of demonstrated cash operating expenses for the first quarter of 2020. Learn more.
- Here is the link to the programs available through the Department of Commerce: https://commerce.maryland.gov/fund/maryland-small-business-covid-19-emergency-relief-fund-programs
- Here is the link to the programs available through the Department of Labor: https://www.dllr.state.md.us/employment/covidlafund.shtml
- https://govstatus.egov.com/md-coronavirus-business
- U.S. Chamber: C Phase Three stimulus package. Click here to see the U.S. Chamber’s letter
- MEMA: yesterday's Webinar.
Recording: https://mdmema.webex.com/recordingservice/sites/mdmema/recording/play/75fafc79f1c24ee2a315e3d9b88f47b4 - Department of Commerce:
- If you remain open, it is critical that you follow social distancing guidelines and do everything in your power to prevent groups of 10 or more people from congregating in one area. If your business is not covered in Governor Hogan’s executive order, please use it as guidance. Businesses with 10 or more people that are not included in the executive order are not required to close, but we need your help to prevent the virus from spreading. This may require you to make difficult choices. Guidance from the CDC for businesses is available here. Please visit FAQ’s for Maryland Businesses Planning and Responding to the Coronavirus for more information.
- Comptroller: Taxpayers who have set up a payment through their own online banking services will need to stop that transaction through their banks. Taxpayers who have scheduled payment through the Comptroller’s iFIle or bFile can request to have a debit from their account stopped as long as it is at least 3 days prior to the scheduled payment date. If taxpayers have individual requests for assistance, they should contact Taxpayer Services at 410-260-7980 or via email at taxhelp@marylandtaxes.gov.
- Insurance Commission: Maryland Insurance Administration Advisory on Business Interruption Insurance
- Visit Harford/HarCo Govt: In conjunction with WebIXI, Visit Harford has been gathering restaurant information for those restaurants offering carry-out, etc. It be marketed on the radio, social media, etc. https://tinyurl.com/SupportLocal-com
- Department of Labor:
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- Maryland Department of Commerce
- https://commerce.maryland.gov/
- We are Open for Business
- Harford County/Cecil County Senior Business Development Representative, Brigitte Peters at Brigitte.peters@maryland.gov
- Governor’s recommendations
https://governor.maryland.gov/2020/03/12/governor-hogan-announces-major-actions-to-protect-public-health-limit-spread-of-covid-19-pandemic/
- Maryland Health Working Families Act (safe and sick leave)
- useful for employees who need to take off from work due to COVID-19.
- To learn more about the law, email ssl.assistance@maryland.gov or call 410-767-235
- The Maryland Department of Labor's Division of Labor and Industry
- Labor's Division of Unemployment Insurance's Bulk Claim Services
- open unemployment insurance claims for all affected employees.
- Businesses should contact a Claims Representative by emailing dluibulkclaims-dllr@maryland.gov or calling (410) 767-3252
- If a business experiences a temporary or permanent layoff
- Small Business Relief Tax
- https://commerce.maryland.gov/fund/programs-for-businesses/small-business-relief-tax-credit
- For a business with 14 or fewer employees have access to the
- SBA’s Economic Injury Disaster Loans
- small businesses impacted by Coronavirus. SBA’s
- offer up to $2 million in assistance for a small business.
- https://www.sba.gov/about-sba/sba-newsroom/press-releases-media-advisories/sba-provide-disaster-assistance-loans-small-businesses-impacted-coronavirus-covid-19 .